Stay Ahead of Holiday Scams
Understanding Online Scams and How They Target Seniors
As the holidays approach, the online world becomes a little busier and a lot riskier. Scammers know seniors are shopping more, giving more, and spending extra time online. It is the perfect opportunity for them to take advantage of your when you're distracted, trusting, or simply trying to do something kind.
Seniors are often targeted because scammers assume they are less familiar with new technology. Emails with discounts seem normal yet have links to fake websites. With the right information and a few simple habits, you can recognize the warning signs and stay safe.
Common Holiday Scams
Here are some of the scams that appear most often between Thanksgiving and the New Year.
Phishing Emails
Fake messages that look like they came from Amazon, your bank, or a delivery service. They may include a link asking you to verify an order or update your account. Clicking that link can expose personal information or install malware on your device.
Fake Charities
Scammers create names that sound similar to well-known charities and ask for donations. They rely on the generous spirit that comes naturally during the holidays. Always confirm before you give.
Online Shopping Scams
If a deal looks unbelievable, it probably is. Many scam sites copy real retail pages, steal product photos, and offer huge discounts. Once payment is made, nothing arrives and your credit card information is gone.
How to Protect Yourself
1. Verify before you click.
Check the sender’s email address and web links. Small spelling errors or unusual wording are signs of a scam.
2. Research before you give.
Before donating to a charity, visit charitynavigator.org or bbb.org to confirm it is real.
3. Be cautious with offers that feel urgent.
Scammers want you to act quickly. Real companies give you time to decide.
4. Use safe payment methods.
Do not pay with gift cards, wire transfers, or cryptocurrency. Use a credit card when possible because it provides more protection if something goes wrong.
5. Ask for help.
If something feels off, stop before you respond. Call your trusted family member or friend before acting.
From Tech Helpers
I help seniors every day at Tech Helpers with questions like these. Together, we can look at the message or website safely and confirm what is real and what is not.
I am happy to share my professional background and have completed full FBI and state background checks for work within senior communities.